Sell Your Home Now

Selling a house is usually an expensive and complicated process. But, when we buy your house, there aren’t any commissions to pay.

And you certainly won’t have to tolerate dozens of total (and sometimes frightening) strangers tramping through your home and poking through your drawers and closets.

My name is Michael Moulton. I’m the broker-in-charge & owner of Bee Home Solutions, Inc. We are associated with a group of private investors. We are LICENSED brokers/Realtors and buy a number of houses each month across all areas of the greater Charlotte area…and in every price range. We are governed by the NC Real Estate Commission as investors so that we can handle your needs the RIGHT way. But the best part is, we use private funds that require no long, drawn out bank approvals. So we can act fast when buying!

We can usually close within 9 days…or as little as 72 hours. We’re as serious about buying your house as you are about selling it.

That’s the biggest difference between most realty firms and us. Most agents will list your house… hoping it sells within 6 or 12 months. Now we provide that service as well as over 10 programs to suit your needs…but we want to buy your house!

And when you’re the one with the house for sale, that’s a huge difference.

Most conventional agents lists five, ten, even dozens of houses at a time, and it’s rare if they can give all their properties their close personal attention. It’s no wonder that a listed home can sometimes take a long time to sell while you, the owner, are stuck maintaining the property and making house payments month after month.

What’s your alternative? Of course you could just sell it yourself—without an agent. After all, who knows more about the house than you do?

But consider this. How many houses have you bought and sold in your life? Two, maybe three? You haven’t had to solve even a fraction of the typical problems that can pop up—right before closing.

Remember that buying a house is a big decision for most people and it’s easy for them to get “spooked.” At the first sign of a complication or small problem (like a lien, necessary repair, or one of the other typical closing glitches), they can run like a scared jackrabbit.

Then you have to start all over at square one—it’s a frustrating experience.

Plus, when you try to sell yourself, you still have to put up with dozens of strangers trampling through your home—only now you’ll have to be there yourself. For some owners, that’s a scary thought.

And what if you need to move fast? You could dump the price and hope someone will steal your house, but can you afford to do that? Or, you could go ahead and move and leave it vacant. And every month, as you make out two huge mortgage payments (most people find that tough to swallow), you hope and pray that someone will buy your old house next month—and the next—and the next. Of course, that’s assuming you can even qualify for a new mortgage with the old one still on your back.

And when it’s sitting vacant, what’s going to stop someone from climbing through the kitchen window and tearing up your property?

Frankly, that’s more worry and aggravation than most people need in a lifetime.

Pretty grim, huh? Which way do you turn? To an agent with dozens of other listings to handle? Selling on your own and sweating out financing details, lost deals, last minute closing “surprises”? Moving out and hoping you don’t get some midnight call with “bad news” about your house?

Here’s a better solution—a way out…

If your property qualifies and we come out to see it, we will provide you with a firm written offer. We’ll explain everything to you in plain, everyday English. And we’ll be 100% direct, clear and honest with you…from start to finish.

In fact, we can usually “pre-qualify” your home right over the phone in just a few minutes. That can save us both time.

If we come to an agreement, we can pay all cash with no contingencies (because, unlike most potential buyers, we don’t have to sell another house first). And if you want, we can close in just a few days. We’ll handle all of the paperwork and make all the arrangements … and you can get on with your life!

Look. We don’t know your particular reasons for selling, but we do know how to get your house closed as quickly and professionally as possible. Imagine, by this time next week your house could be sold.

Can we really buy your house this quickly and easily?

Maybe. Maybe not. A lot of it depends on you. If you want to get above market price for your house, don’t bother calling us. We’re professionals and we do expect to make a fair profit. But we’re not out to steal your house either. Our profit will come from our future buyer or tenant.

Does your property meet our requirements? Call us and let’s find out. We buy all types of real estate and we’ll quickly determine if your house fits our program. If we don’t end up buying your house, we’ll be happy to share our ideas or advice on what you might try next. You’ll still have all your other options available. You have nothing to lose by calling us first.

So, if you want to learn more or if you have any questions, call us right away at (704) 885-0488.

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WANTED: Real Estate Office Admin/Lead Feeder – Job Opening

Real Estate Office Admin/Lead Feeder  – Charlotte, NC

Role Description:

Do You Have Strong Administrative Skills and a Desire to Work 20-40 hours per/week?

Are you ethical, organized, excel at follow up, love to talk to people, A very efficient admin? If so, you’re sought by our fast-growing real estate office!

Starting at $10/hr plus performance bonuses.

Unlimited growth opportunities available.  We’re only interested in people that are self starters (no hand holding) and have a “Whatever It Takes” attitude.  Training will be provided but you need to be organized!

MUST HAVE REAL ESTATE EXPERIENCE!!!

Real estate office needs a Lead Feeder (Someone who answers the phone from our Buyer Leads and distributes them to loan officers for approval)

Excellent customer service skills and a positive attitude are a must!!

Excellent office skills including… – Customer service & follow up – Great Telephone skills – Typing & data entry – Microsoft Excel, Word – Extremely organized – Editing … are necessary. References required. Compensation: $10/hr + performance bonuses.

Please your resume or fax it to 704-200-2805.  This role has the potential to be home based depending on each individual candidate.

 

Thank you,

Mike

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Owner Finance Lease To Own Charlotte NC

11312 Kempsford Street View

Enjoy 4 bedrooms, 2 full baths, and a large kitchen with breakfast nook that opens to a vaulted great room with 10’ ceilings. Entertain your friends & family in the formal dining room or enjoy the gas log fireplace in the great room with built-in bookcases. The master bath has a large soaking tub, separate shower and dual sinks. Have great cook-outs on the back patio/deck all year long! Store your lawn mower & goods in the outside storage building and 2 car garage with storage above. Many more features as well! This house is just under 1900 heated sq. ft and is close to everything. Move in today!!!

Own this home now or lease for a while before closing, or move in with low money down and enjoy a low monthly payment.  Call Jodi today at 704-654-9995 for more information & to schedule a showing.

Consideration given for quick close with cash or new loan.

House is available for Owner Financing!

Listing Price: 134900
Address: 11312 Kempsford Drive
City: Charlotte
State: NC
ZIP: 28262
MLS # (if any): 2062534 / 2064100
Square Feet: 1884
Bedrooms: 4
Bathrooms: 2
Basement (full, 1/2, finished, unfinished): none

 

 

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Custom Home Builders Becoming Competitive To Sell Homes In The Lake Norman NC Area

Custom Homes Foreclosure Short Sale Lake Norman

Does it make economic sense to build a new, custom home?  That has been the key question the past few years for most home buyers in the greater Charlotte, NC and Lake Norman, NC markets.  The main reason was because there was and is so much inventory out there that it was hard to justify the new home price per square foot vs. existing inventory price per square foot.  On top of that, if you segment out the distressed inventory (short sale, foreclosures, REO’s, etc.), those price per square foot numbers were dropping the averages even more.   For the past few years I’ve told my clients that they were crazy to look at new construction with all the deals to be had out there.

That is until now.  I recently was out with some out of town clients looking at homes in the price range of $350k-$600k in the Lake Norman, NC area.  What we were very pleased to find out was that there were 2 or 3 home builders and developers offering to build brand new construction homes that were VERY competitive with even the distressed property pricing.  Perhaps these situations are derived from a distressed situation in itself, meaning that the developers and builders have been sitting on these lots forever and have come to realize that the only way to move the lot and get it off the books is to build on it and make a small margin on the construction.  Or, maybe they just realize its a great strategy in response to most buyer’s recent feedback in the industry on buying foreclosures.  We saw this in neighborhoods like Pebble Bay in Denver, NC and even The Point in Mooresville, NC.

What we are finding is that most buyers really can’t see past the “clean up” or “upfit” work needed in most distressed situations.  The result is a home run when they can purchase new construction for similar pricing.

Mike Moulton is President and head Broker at Bee Home Solutions, Inc. serving the greater Charlotte, NC real estate market.  704-885-0488.

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Top 5 Financial Hazards Homeowners Facing Foreclosure Must Circumvent

Lake Norman NC ForeclosuresHomeowners facing foreclosure in the Greater Charlotte, NC and Lake Norman areas need to arm themselves with the proper information when facing foreclosure.  The foreclosure process is perplexing, even for those experienced in real estate. Real estate agents, attorneys, mortgage brokers, title companies, real estate investors and other real estate professionals all have differing views on the foreclosure process and what is the best route to take when a homeowner faces this difficult situation.

Below are the Top 5 Financial Hazards That Homeowners Facing Foreclosure Must Avoid:

1.) Loan Modification/Repayment Plan – This is a possible solution to foreclosure if the homeowner contacts the bank early in the process. Some lenders are willing to change the terms, such as interest rate or payment amount or extension agreement (extending the amortization period for the remaining principal). The homeowner must be employed and needs to have steady income to qualify. If a homeowner is not currently employed, has filed for bankruptcy protection or does not make enough income they will not qualify for a repayment plan. In most cases the repayment plan/ loan modification is structured in such a way that the new payment for the homeowner could even be HIGHER than the previous payment. Or, the new payment is very close to the old payment and a couple past due payment have been added to the back end of the loan. It is for these reasons that most loan modification plans are not approved by the lender servicing the loan.

2.) Deed-in-Lieu – This is a voluntary foreclosure. The deed–in–lieu takes place when a homeowner in default voluntarily signs a deed giving the ownership of their property back to the lender who issued them the mortgage. Homeowners may mistakenly decide that this is the best option so that they can move on with their lives; however, this is may only be an illusion. Many lenders are aggressively pursuing homeowners in default to pursue the deed-in-lieu of foreclosure option. The reason the lenders pursue this option is because it saves them a tremendous amount of money. A deed-in-lieu saves expenses associated with the foreclosure because the bank does not have to pay an attorney for the fees associated with the foreclosure process.

3.) Bankruptcy – Homeowner’s facing foreclosure often file Chapter 7 as a solution to the foreclosure. Many attorney’s will advise their clients that if they file for Chapter 7 that they will not need to worry about the house. While debts are erased, the bank still needs to be made whole and will need to sell the house. The lender will foreclose on the property to force the sale and repossess it. This results in double jeopardy for the homeowners, as they find that they not only have a bankruptcy on their credit history, but also a foreclosure. The damage done to their credit will eliminate their ability to get a new loan of any kind for five years for the foreclosure, with more years added for the bankruptcy.

4.) Refinance – When properties were appreciating, this option made sense. Today, most homeowners owe more than their property is worth. To complete a refinance, the bank will order a new appraisal and will lend out 80 to 90 percent of that number. If the house is over-leveraged, the homeowner and the property will not qualify for a refinance option.

5.) Mentally Checking Out – Often homeowners are so overwhelmed by the process of foreclosure and what it could mean for their immediate future as well as the years down the road, they do nothing: they mentally check out. This mistake will result in at least one of the following penalties, on top of losing the house, and one’s ability to be approved for a loan for at least five years. They are: 1) the 1099; and 2) the deficiency judgment.

Note: The above opinions are those of Michael Moulton and not to be construed as legal advice.  They are based on his experiences in working with foreclosure situations with past customers.  For more information on your particular situation, please contact his office at 704-885-0488.

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Robo-Fixes to Robo-Signing is Speeding Up Foreclosure Volume

Earlier in the year, the media was having a frenzy regarding the Robo Signing debacle going on with the banks.  This was in regards to them having different members of their staff just signing mortgage documents in a hurry to get the deals done. There were many errors and it gave consumers some light at the end of the tunnel.  Did their lender have a right to foreclose on them after all? Were their ducks in a row?  These were some of the questions arising from this mess.

Now, we are seeing that  most of the lenders have built the confidence that they have fixed their internal errors and have reviewed their files and they are compliant.  The net result is that foreclosure filings and execution are picking up at a steady pace.  RealtyTrac just reported the first increase in foreclosure filings in the last 3 quarters.  Default notices were also up 14% as well.  What is the net effect of this?  The biggest one is it’s driving down home prices nationwide.  We are seeing this as well in the Charlotte, NC area market.  No area is really safe, it has global impact to all of our communities.  Another factor to remember is that there is a large amount of foreclosure inventory that hasn’t even hit the market yet.

Times are tough and it’s important for homeowners to understand their options and rights.  We spend a lot of time educating our clients in the greater Charlotte, NC market when dealing with foreclosure.  It’s important for them to understand how the process works, timelines, and how to avoid foreclosure.

Michael Moulton is the owner/broker of Bee Home Solutions, Inc. serving the greater Charlotte, NC market.

 

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