Role Description:

Do You Have Strong Administrative Skills and a Desire to Work 20-40 hours per/week?

Are you ethical, organized, excel at follow up, love to talk to people, A very efficient admin? If so, you’re sought by our fast-growing real estate office!

Starting at $10/hr plus performance bonuses.

Unlimited growth opportunities available.  We’re only interested in people that are self starters (no hand holding) and have a “Whatever It Takes” attitude.  Training will be provided but you need to be organized!

MUST HAVE REAL ESTATE EXPERIENCE!!!

Real estate office needs a Lead Feeder (Someone who answers the phone from our Buyer Leads and distributes them to loan officers for approval)

Excellent customer service skills and a positive attitude are a must!!

Excellent office skills including… – Customer service & follow up – Great Telephone skills – Typing & data entry – Microsoft Excel, Word – Extremely organized – Editing … are necessary. References required. Compensation: $10/hr + performance bonuses.

Please your resume or fax it to 704-200-2805.  This role has the potential to be home based depending on each individual candidate.

Thank you,

Mike

Enjoy 4 bedrooms, 2 full baths, and a large kitchen with breakfast nook that opens to a vaulted great room with 10’ ceilings. Entertain your friends & family in the formal dining room or enjoy the gas log fireplace in the great room with built-in bookcases. The master bath has a large soaking tub, separate shower and dual sinks. Have great cook-outs on the back patio/deck all year long! Store your lawn mower & goods in the outside storage building and 2 car garage with storage above. Many more features as well! This house is just under 1900 heated sq. ft and is close to everything. Move in today!!!

Own this home now or lease for a while before closing, or move in with low money down and enjoy a low monthly payment.  Call Jodi today at 704-654-9995 for more information & to schedule a showing.

Consideration given for quick close with cash or new loan.

House is available for Owner Financing!

Does it make economic sense to build a new, custom home?  That has been the key question the past few years for most home buyers in the greater Charlotte, NC and Lake Norman, NC markets.  The main reason was because there was and is so much inventory out there that it was hard to justify the new home price per square foot vs. existing inventory price per square foot.  On top of that, if you segment out the distressed inventory (short sale, foreclosures, REO’s, etc.), those price per square foot numbers were dropping the averages even more.   For the past few years I’ve told my clients that they were crazy to look at new construction with all the deals to be had out there.

That is until now.  I recently was out with some out of town clients looking at homes in the price range of $350k-$600k in the Lake Norman, NC area.  What we were very pleased to find out was that there were 2 or 3 home builders and developers offering to build brand new construction homes that were VERY competitive with even the distressed property pricing.  Perhaps these situations are derived from a distressed situation in itself, meaning that the developers and builders have been sitting on these lots forever and have come to realize that the only way to move the lot and get it off the books is to build on it and make a small margin on the construction.  Or, maybe they just realize its a great strategy in response to most buyer’s recent feedback in the industry on buying foreclosures.  We saw this in neighborhoods like Pebble Bay in Denver, NC and even The Point in Mooresville, NC.

What we are finding is that most buyers really can’t see past the “clean up” or “upfit” work needed in most distressed situations.  The result is a home run when they can purchase new construction for similar pricing.

Mike Moulton is President and head Broker at Bee Home Solutions, Inc. serving the greater Charlotte, NC real estate market.  704-885-0488.

Below are the Top 5 Financial Hazards That Homeowners Facing Foreclosure Must Avoid:

1.) Loan Modification/Repayment Plan – This is a possible solution to foreclosure if the homeowner contacts the bank early in the process. Some lenders are willing to change the terms, such as interest rate or payment amount or extension agreement (extending the amortization period for the remaining principal). The homeowner must be employed and needs to have steady income to qualify. If a homeowner is not currently employed, has filed for bankruptcy protection or does not make enough income they will not qualify for a repayment plan. In most cases the repayment plan/ loan modification is structured in such a way that the new payment for the homeowner could even be HIGHER than the previous payment. Or, the new payment is very close to the old payment and a couple past due payment have been added to the back end of the loan. It is for these reasons that most loan modification plans are not approved by the lender servicing the loan.

2.) Deed-in-Lieu – This is a voluntary foreclosure. The deed–in–lieu takes place when a homeowner in default voluntarily signs a deed giving the ownership of their property back to the lender who issued them the mortgage. Homeowners may mistakenly decide that this is the best option so that they can move on with their lives; however, this is may only be an illusion. Many lenders are aggressively pursuing homeowners in default to pursue the deed-in-lieu of foreclosure option. The reason the lenders pursue this option is because it saves them a tremendous amount of money. A deed-in-lieu saves expenses associated with the foreclosure because the bank does not have to pay an attorney for the fees associated with the foreclosure process.

3.) Bankruptcy – Homeowner’s facing foreclosure often file Chapter 7 as a solution to the foreclosure. Many attorney’s will advise their clients that if they file for Chapter 7 that they will not need to worry about the house. While debts are erased, the bank still needs to be made whole and will need to sell the house. The lender will foreclose on the property to force the sale and repossess it. This results in double jeopardy for the homeowners, as they find that they not only have a bankruptcy on their credit history, but also a foreclosure. The damage done to their credit will eliminate their ability to get a new loan of any kind for five years for the foreclosure, with more years added for the bankruptcy.

4.) Refinance – When properties were appreciating, this option made sense. Today, most homeowners owe more than their property is worth. To complete a refinance, the bank will order a new appraisal and will lend out 80 to 90 percent of that number. If the house is over-leveraged, the homeowner and the property will not qualify for a refinance option.

5.) Mentally Checking Out – Often homeowners are so overwhelmed by the process of foreclosure and what it could mean for their immediate future as well as the years down the road, they do nothing: they mentally check out. This mistake will result in at least one of the following penalties, on top of losing the house, and one’s ability to be approved for a loan for at least five years. They are: 1) the 1099; and 2) the deficiency judgment.

Note: The above opinions are those of Michael Moulton and not to be construed as legal advice.  They are based on his experiences in working with foreclosure situations with past customers.  For more information on your particular situation, please contact his office at 704-885-0488.

Now, we are seeing that  most of the lenders have built the confidence that they have fixed their internal errors and have reviewed their files and they are compliant.  The net result is that foreclosure filings and execution are picking up at a steady pace.  RealtyTrac just reported the first increase in foreclosure filings in the last 3 quarters.  Default notices were also up 14% as well.  What is the net effect of this?  The biggest one is it’s driving down home prices nationwide.  We are seeing this as well in the Charlotte, NC area market.  No area is really safe, it has global impact to all of our communities.  Another factor to remember is that there is a large amount of foreclosure inventory that hasn’t even hit the market yet.

Times are tough and it’s important for homeowners to understand their options and rights.  We spend a lot of time educating our clients in the greater Charlotte, NC market when dealing with foreclosure.  It’s important for them to understand how the process works, timelines, and how to avoid foreclosure.

Michael Moulton is the owner/broker of Bee Home Solutions, Inc. serving the greater Charlotte, NC market.

Former Model Home in Kingstree Development Priced to Sell. This 1808 square foot single family home has 3 bedrooms and 2.5 bathrooms. Large fenced in backyard, Jacuzzi tub in master. It is located in the Charlotte-Mecklenburg Schools School District. The nearest schools are Reedy Creek Elementary School, Northridge Middle School and Independence High School. Normal closing time.

Great deal on this 4 bedroom/2.5 bath corner lot cul-de-sac home!  BELOW TAX VALUE. This is the larger floor plan for this neighborhood. Rocking chair front porch & large backyard. This is a well kept home, with open kitchen to living area, formal dining room, great room, etc. in an excellent location close to YMCA, shopping, Ballantyne and I485. Priced to sell, don’t miss this one. Normal closing time.

Investor special rental property in Charlotte near Uptown! 3 Brick bungalows with updating at a great price! All measures approximate. All information subject to buyer verification. Property sold ‘AS IS’. Units rent for $400 – $500 currently 2 are occupied

Call Jodi at 704-654-9995 or email jodi@beehomesolutions for more information or to serious offers only.

Split ranch has modern design and appealing floor plan, screened in side porch great for sleeping or working out, private fenced in backyard with deck and large patio surrounding in-ground pool. Perfect for entertaining. Lovely mature trees on nice sized lot.

A great pre-approved short sale deal without the long waiting hassles. Normal closing time.  Call Jodi at 704-654-9995 or email jodi@beehomesolutions.com for more information or to schedule a showing. Please allow 4 hour notice for showings.

Beautiful 38 Acre Tract currently with one home or may build multiple homes in great Union County location! Within minutes to I-485 & Hwy 74! Partially wooded but mostly open farm land. Ample road frontage. Great horse farm opportunity! Priced to sell! Awesome short sale opportunity. Unbelievable deal for  38 acres in Indian Trail. Best land value in Union County, level land for farming, equestrian, horse farm, or development.

A great pre-approved short sale deal without the long waiting hassles.  Normal closing time.

Call Jodi at 704-654-9995 or email jodi@beehomesolutions for more information or to schedule a showing.